Where do I start in buying a home, and what do I need to know?

Interestingly in a time when we are seeing interest rates heading closer and closer by the day to 3.50%, more and more people are getting in touch to understand what it is going to take to get into the property market, and seeking guidance and support to help them get there faster... completely understandable, home loan interest rates have never been historically lower!

But, what does it really take and what are the key elements that need to be covered off? What if you don't have a deposit, is there another solution, or what if you are renting and the money you would have saved, is going into sustaining the current home? Is your income enough, do your existing debts demonstrate ability to manage your cash flow, or do they hinder your borrowing ability?

At Get Smart, we know that every person is different, and so are their banking and finance needs. Further, nearly every different bank has a different policy and pricing structure, so in nearly every instance, we have a solution to match that clients needs.

So, how can we help you, and what do you need?

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