As 2014 speeds to a close we want to say THANK YOU to all our clients, business partners, and everyone else we have had the pleasure of working with this year, and for making 2014 such an successful year for all!
Your support and enthusiasm for what we do means so much to our growing business, and we value each and every person we work with.
Wishing you a wonderful festive season, and we look forward to even greater success for all in 2015.
Rachael and the team at Get Smart Financial Solutions.
With many of our clients achieving success with their financial needs via our services, often comes the question of how to supercharge those results, to ensure that you are exceeding expectation, and getting to where you want to go, even faster. Often, thoughts around achieving this are interweaved with New Years Resolutions, but while you are sure you can take action, where do you start, and what do you need to know?
Well, no matter what stage of life you're in or what you are planning, we want to help you make sure your finances are in the fittest form for the year ahead, and have compiled some useful information to get you off to a great start!
Establishing a Budget In this video by Money Smart, Heidi and Andrew share their top tips on starting a budget. Take control today, no matter how much your earn, reduce your stress and ensure a secure financial future for you and your family.
You also have access to their free, downloadable App for 'tracking your spending', as well as a personal budget planner which details how you can create your own personalised budget and put it into action today.
Questions? Do you have other questions? Perhaps simple ways you can save money? How to set and reach your personal and financial goals? Or, possibly how to manage a low income? There are answers to these and many more questions. Follow the link here to the Money Smart website to see their top tips on how you can save more money easier.
Alternatively, contact me today on 0421 73 88 30 or email me on firstname.lastname@example.org so we can help discuss your dreams and work with you to make them happen!
As we move into yet another new year, it’s important to take some time to take stock of the year that was and what you want out of the year ahead. The start of the year marks an ideal time to review your personal finances, and with many of us fortunate enough to have some time off, summer can provide the perfect occasion to nut out some resolutions and a roadmap for success.
Plan for success
“If you fail to plan, you are planning to fail.” No true success comes without some solid planning and goal setting. Take some time this summer to think about your financial goals – both long and short term. A great way to stick to any resolutions is to keep them front of mind. Set a monthly reminder to review and track your progress or create a ‘vision board’, using a piece of cardboard and some creative licence. Keep it somewhere you will see every day, to help you stay focused.
No financial commitments should be set-and-forget. As you head into the new year, it’s a great chance to review your home loan arrangements and any other financial commitments. Ask yourself, how are you managing your loan repayments? Do you think you could be paying more off your mortgage? Or perhaps you’re finding your current set-up difficult to maintain? A different loan or repayment set-up could be a simple but effective way to improve your financial circumstances in 2015.
Some things in life are impossible to plan for, but others not so much. Major life changes and milestones can impact our finances significantly, but by being prepared, we can minimise the risks and disruption. Take some time to consider whether any major events could interrupt your financial arrangements in 2015. A new addition the family? A change in employment? Even if it’ something a couple of years away, by planning now, you’ll be much better placed to handle any bumps in the road.
Eye for opportunity
The beginning of the new year represents a great opportunity to assess the prospects for new ventures. Would you like to buy an investment property this year? Are you dying to renovate or head overseas? Think about your aspirations and how you might be able to achieve them. If you have an existing home loan, chances are you may have already acquired some equity that can be used to fund a new home or an investment property - or renovations and holidays. But you’ll never know if you never take the time to find out.
Why not give us a call today to discuss your financial goals for 2015 and how we can help you get there.
Absolutely stoked to be recognised by the NAB Group, and for one of their fastest growing brands nationally, but more importantly the recognition means that so many of my clients are achieving outstanding results in their goals and financial objectives... Bring on another year of amazing results for my clients! - Rachael.
Rachael Bland – Founder & CEO