Partnering With You for Financial Success
We believe in building strong relationships with our clients. We take the time to understand your individual needs and financial goals, providing personalized guidance and support throughout your journey.
We're committed to making the process clear and efficient, keeping you informed every step of the way. From your initial consultation to settlement and beyond, we're here to help you achieve financial success.
We're committed to making the process clear and efficient, keeping you informed every step of the way. From your initial consultation to settlement and beyond, we're here to help you achieve financial success.
Financial Health
Checkup We'll take a close look
at your current finances to understand your situation and identify opportunities. |
Adaptive
Solutions Life throws curveballs.
We'll help you adjust your financial plan as your needs evolve. |
Stay
in the Know We'll keep you updated
on the latest products, rates, and industry trends in plain English. |
Smooth
and Efficient We streamline the
process to get your application approved quickly and efficiently. |
Beyond
Settlement Our support continues
even after settlement. We're always here to assist you. |
Welcome to Get Smart Financial
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Rachael Bland – Multi-Award Winning Broker with Over 20 Years of Expertise
As a multi-award-winning broker with over two decades of industry knowledge and lending expertise, Rachael is deeply committed to delivering exceptional service and crafting personalized lending strategies that empower clients to achieve their financial goals and dreams. Get Smart Financial is recognized as one of the top-performing brokerages in the country, consistently ranking within the top 250 brokers under Loan Market Aggregation—the largest aggregator in Australia. This achievement reflects the loyalty and trust of our clients, who not only return for our exceptional support and service but also refer us to their family, friends, and colleagues, serving as our greatest advocates. Rachael’s extensive experience, including her background as a lender with major banks, gives her and her team a comprehensive understanding of how banks evaluate applications. This unique insight allows them to present client applications in a way that maximizes success, ensuring the best possible experience and outcome for every client. With a client-focused, advice-driven approach, Rachael takes the time to understand each client’s unique needs and objectives. Her goal is to help clients borrow with confidence and make informed financial decisions. Whether clients are purchasing their first home, refinancing, upgrading, renovating, or investing, Rachael offers tailored solutions and expertly manages the entire application process—from initial consultation to settlement—ensuring as smooth, stress-free experience as possible. |
Examples of our recent work
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★ Clients sought to borrow the entire purchase price as well as stamp duties and costs to purchase their first investment property. In order to maximise their interest deduction for tax reasons, the equity in their existing owner occupied home was leveraged to enable this client to achieve the outcomes they sought. Advice was obtained from not only from a finance specialist, but financial planner and accountant to ensure forward planning and structure was consistent with their objectives. Finance approval was sought and obtained, and clients have now purchased their investment property, and await settlement.
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★ Clients sought assistance with their first home purchase finance, and to help them understand their entitlements, options, and to find the right provider at the very best possible rate. Initial dealings with their own bank had not produced the outcome they sought, as this provider did not specialise in catering to the needs of these clients. An understanding of what these clients were looking to achieve now, and in the future was sought, and the provider, structure and rate was customised to be consistent and compatible with their needs. Their home has now settled, they are very happy with their home loan, and are now focused on planning for their wedding.
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★ Three clients had established a combined self-managed super fund, to enable them to pool resources in order to control how their superannuation was invested, and to invest in property. Finance approval was sought to support a specific value that the clients felt was an appropriate level to purchase at, and subsequently approved. Clients are now proactively seeking a suitable property for their investment needs.
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★ First Home Buyer sought finance to purchase his first home, being an investment property. He sought direction on how to best structure this loan to maximise tax deductibility while reducing interest, without hindering his future plans to purchase an owner occupied home. He also wanted to ensure he was with the right provider to suit not only his current, but also future needs.
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See what our clients say about Get Smart Financial
D. McClure
Rachael leads a great team and business that has always given us the best advise and guidance to achieve our goals. As repeat customers for many years Rachael has really helped move us forward financially and has taken the time and care over the journey to get to know us on a personal level. Very swift actions to get the ball rolling backed up by her team. Get on broad with Get Smart Financial.
S. Fernandez
Get Smart Financial are a team of highly skilled, friendly, knowledgeable and responsive professionals. Highly recommended financial experts who have helped me achieve my financial goals. Recently, the team were able to proactively negotiate a better interest rate resulting in a saving of $1,500 a year. We're very happy with the level of care and service we receive from Rachel and the Get Smart Financial team.
K. Kouhbor​
Rachael and her team processing a home loan application for us. They shown to be very professional, caring and efficient in all aspects of the project. We don't hesitate to recommend them for any future projects.
T. Striega
Rachael is having a vast knowledge of her profession and was very patient to fully understand my situation and to find the right product together with me. Rachael’s team checked all submitted documents and figures in detail, so that I was confident to proceed with my loan application. Rachael was keeping me updated & also congratulating me on each and every stage. Very happy and would highly recommend Rachel and her team to others
J. Caguiat
Excellent client service by the Get Smart Finance Team. They will guide you all the way to secure the best deal for your finance needs. Highly recommended!
S. Pogue
A fantastic team who supported me and my partner through our first home loan application right through to settlement and beyond! We were supported fantastically from initial discussions, product recommendations, industry knowledge, along with our many questions throughout the process! We are delighted with the end result and fully recommend Rachael and the team at Get Smart Financial! Thank you again to all the team that supported us!