Over the years I have helped hundreds of people manage their finances and find the right home loan.
It’s common knowledge that after a few years, your original loan won’t be as competitive as it once was so it’s worth scoping the market to see what else is on offer.
This process is known refinancing and is the act of replacing an existing home loan with a new one.
People typically refinance for one of four reasons:
While changing your home loan may lead to lower interest rates and more flexible features, it can also come with additional costs so it’s essential to calculate both the savings and the expenses involved.
To find a home loan that suits your current financial situation and to see how much you can save, feel free to reach out!
Rachael Bland – Founder & CEO