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Finance Diaries: I am breaking up

20/10/2020

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Picture
Breakups are hard.
 
Yep, you heard it, I am breaking up.
 
With my bank.
 
The bank may think it’s me, but, I know it is the bank. No bias intended, but I know.
 
I was going to explain to the bank where they went wrong, and there were a few things I could have mentioned, but I need to be out of the relationship now, and I need to focus on me, and not them. It’s time for a clean break. You see, they are stuck in their ways, their communication is not great, and I need to feel appreciated, not just when things are good and the sun is shining!
 
When the idea crystalised, to be honest, I was a little put out. On reflection, I feel like my bank and I have been circling around this for a long time, and perhaps I have been a little distracted with life and goals, and parking it in the too hard basket… maybe even a little procrastination, reflecting on the good times we have had.
 
But, the time is now, and I need to be kind (thanks Matthew Hussey). We are not going to argue about this, I won't be baited with sweeteners, incentives, short term waiver of fees, after all is done, let’s not be angry with each other. I don’t need to come out of this being liked, it’s business!
 
I don’t want to give the bank hope, and I need to make a clean break, my ego doesn’t need to keep the connection. No, I am not going to buy into your cushy and cute marketing campaigns, the pretty colours, or the short-lived attention! And no, there is no reconciliation in the forward view.
 
Now, in all seriousness, I should have looked this in the eye sooner. The truth is, while I was focussed on forward progress, my finances really needed some housekeeping, and I  should have attended to this sooner, as my forward goals might have progressed even faster, if the engine was running smoother! You see, the car is your finances, and how well it runs determines how efficiently you get from where you are now, to where you want to be, and beyond.
 
So, let’s start looking at our finances, our banking relationships, more like financial transactions. Make sure that you are getting what you need out of the relationship, and assessing more often, and making the cut, the call, without emotion, if you are not getting what you want and need. 

Ring me for a chat, let’s talk about your bank, and let’s keep you progressing, making sure you are getting everything you need out of your banking relationship, not just your bank getting what it needs!

So, call me, I am getting good at breakups, and I am happy to share! 😂
let's chat!
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