50,000 new home guarantee scheme places released for 2025-26

The federal government has released 50,000 new places under the Home Guarantee Scheme for the 2025-26 financial year, giving more Australians the chance to enter the property market sooner.

The scheme is designed to support those who often face the biggest challenges breaking into the market — including first home buyers, single parents and regional buyers. Since its launch in 2020, more than 230,000 people have benefited from the Home Guarantee Scheme.

Rather than requiring a 20% deposit, eligible participants can buy with as little as 5% — or just 2% for single parents — without paying lender’s mortgage insurance. That helps reduce upfront costs and brings home ownership within reach faster.

The new allocation includes:

• 35,000 places under the First Home Guarantee (for first home buyers)
• 10,000 places under the Regional First Home Buyer Guarantee (for regional first home buyers)
• 5,000 places under the Family Home Guarantee (for single parents)

The government has also extended both the Regional and Family Home Guarantees beyond their original mid‑2025 expiry, ensuring continued support for those who need it most.

If you’re in one of the eligible groups, the opportunity to buy may be closer than you think.

Are you eligible for the Home Guarantee Scheme? Let’s find out.

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